Terms and Conditions


By signing up and actively using the YourtimePays program, you agree to all terms and conditions set forth in this membership agreement. YourtimePays may, at any time, choose to edit, add and/or delete portions of this agreement and impose changes without prior notification of its members. We will endeavor to send out a notice to all our members regarding the new terms and/or terms which have changed. If any modification is unacceptable to you, your only recourse is to terminate your account. Your continued participation in YourtimePays following our posting of a change in policy notice or new agreement on our site will constitute your binding acceptance to the change. You agree and acknowledge that you will review this agreement on a regular basis and you further agree that upon logging in and viewing the site you are deemed to have reviewed and accepted the latest revisions/modifications to this membership agreement.

You must be 18 years of age or older to participate in YourtimePaysYourtimePays is open to Nigerian members only.

In an effort to ensure the integrity of the YourtimePays advertising program, the persons in any of the following categories are NOT eligible to participate in the YourtimePays program in the capacity of ad viewer: (a) persons who are employees or agents of YourtimePays, or its respective parents, subsidiaries, affiliated companies, or service agencies, or independent contractors of any of the above organizations; and (b) persons who are immediate family (defined as mother, father, sister, brother, daughter, son or spouse) of any person in any of the preceding categories, regardless of where they live. Nothing herein shall be construed to prohibit a person’s right to maintain a YourtimePays account for advertising purposes nor does this policy restrict the promotion of a person’s affiliate link.

You agree to and must use your own name and email address in the sign-up process and may not assume a false identity. You may not sign-up multiple times with different email addresses. Your computer must not be shared with another individual that has an existing YourtimePays account. YourtimePays is limited to one account per household.

You will use your username / password combination to access your account and it is your responsibility to keep this information confidential. You may change this information by logging into your account and following the “Profile and Settings” link. You are solely responsible for any and all use of your account including authorization by you to any third party individual who may use your account. Any unauthorized access to your account should be reported immediately.

Should YourtimePays detect any instances of fraud, system abuse, defamation, harassment, foul language, inappropriate conduct in our forum or helpdesk or any type of account activity deemed to be inappropriate or illegal in the sole discretion of YourtimePays, these actions may result in member termination and possible legal action as well as forfeiture of any earned commissions not yet disbursed to you from YourtimePays. In the event that you have taken inappropriate actions in attempting to cheat, steal, lie or any action that would violate the YourtimePays User Agreement or the User Agreement of any 3rd party company that YourtimePays has a partnership agreement with, YourtimePays can at it’s own discretion turn over any and all evidence, information, personal data and logs to said 3rd party for possible prosecution or investigation.

Inactivity – If your account should go to inactive status (30 days with no logins), YourtimePays will consider the account abandoned and closes it. All funds in the account will be forfeited and the balance zeroed. If you reopen this account the balance that was reclaimed will not be credited back. Any referrals or ad credits that are in your account when it’s closed for inactivity will remain in the account. While this account is inactive, any referrals in your downline may request to change their sponsor. If you reactivate your account these referrals who left your downline will not be assigned back, they are lost.

Premium Membership – YourtimePays offers various Membership Packages. This membership is valid for a period of one year from date of purchase. YourtimePays packages includes Access, Basic, Gold, Ruby, Diamond and VIP Membership for just N100.00, N1,500.00, N17,500.00, N27,500.00, 47,500.00 and N77,500.00 respectively. 30 days prior to the expiration date of the member’s premium status YourtimePays will inform the member that it’s time to renew. A member may at his own discretion request to renew their upgrade up to 90 days prior to the expiration date of their current premium status. There are no refunds on an upgrade after a period of 21 days from the original Premium purchase. The added benefits of holding a Premium Membership are described on this page and will not get you more offers or tasks, and may not increase the number of ads available. If you are not going to refer others or won’t be able to complete the daily checklist on a regular basis, the Premium Membership may not be for you.

Own A Car Scheme – YourtimePays offers sleek vehicles at reduced prices as a means of Advertisement. The Car Scheme is open to all Users of the Platform who have made successful Applications through the OWN A CAR link on the website. Official Car Award Presentations is now twice yearly (During the Company’s Anniversary Celebration and Our End of Year Activity). For Complete Terms of the OWN A CAR Scheme click here.

Prepaid Cards – YourtimePays offers Prepaid Cards to Active Users of the Platform who have Successfully Completed an Upgrade Process. The Cards carries an activation fee of N1,000.00 (One thousand naira only) and will be made available within 4 – 8 Weeks of Application to the Location provided on the Application Form.

Use of Social Media / Messenger –  YourtimePays only interacts with her Users through the YChat (Yourtimepays Chat) and Our Official Facebook (facebook.com/yourtimepays/) and Twitter (twitter.com/yourtimepays/) pages. fk3

Account Selling/Renting – YourtimePays does not allow you to sell or rent your account. In the event you attempt to sell or rent your account, the account will be limited with no access. YourtimePays is free to join and the selling or renting of your account to make a profit from your activities here is strictly prohibited.

Sponsor Changes – The changing of or removing an affiliate sponsor is not permitted. The management of YourtimePays may at its discretion allow the changing of a sponsor, IF and only if the affiliate does not have a sponsor assigned or the current sponsor has been inactive for more than 30 days. There are no exceptions to this rule. YourtimePays strongly suggests that you do not close your account and open a new one so you can change your sponsor. YourtimePaysYourtimePays can at our own discretion not allow this activity to happen, especially if its to join a team.

Offers, Tasks and Surveys – YourtimePays has agreements with many different 3rd party companies to provide our members with Tasks, Offers and Surveys. In the event that you are not compensated or rewarded for such completion of said survey, task or offer YourtimePays will attempt to find out why you were not rewarded correctly but will not be responsible for completing a payment if the Offer, Survey or Task Company refuses to follow through and reward you. ANY member that attempts to cheat to complete a task, offer or survey will have their account permanently suspended without question. The use of a proxy server or VPN to access or complete said offers, tasks or surveys is prohibited. All funds accrued from illegal access or from attempting to cheat will be forfeited.

Relocation – In the event that you permanently or temporarily move to a different country, you must inform YourTimePays once you have arrived at your new location so we can update your profile. If you happen to travel to different countries with your job or in vacation, your profile must remain set to your home country as we will not update your country if you are not staying in each location for more than 90 days. There are no exceptions to this policy.

Affiliate Program – As a member of YourtimePays you are automatically enrolled in our affiliate program. The member who brought you here (your upline) will earn commissions from the various money generating activities that you complete on YourtimePays. In the event you join without an upline you may elect to assign one or continue without an upline. YourtimePays does not allow you to create multiple accounts, run another account or attempt to create bogus referral accounts in order to increase your earning potential. YourtimePays can at its own discretion remove any member it feels that may have been created that violates our terms. YourtimePays does not allow members from the same household to be in the same affiliate downline and will remove all affiliates from the same household. You can view the affiliate program commission structure on this page.

Nothing in this Agreement creates any partnership, joint venture, agency, franchise, sales representative or employment relationship between you and YourtimePays. You understand that you do not have authority to make or accept any offers or make any representations on behalf of YourtimePays. You may not make any statement, whether on your site or otherwise, that would contradict anything in this section. You are solely responsible for the reporting and payment of any taxes for money earned from YourtimePays Advertisers and/or YourtimePays.

YourtimePays will not be liable for lost profits, lost business opportunities, or any other indirect, special, punitive, incidental or consequential damages arising out of or related to this Agreement or YourtimePays, even if YourtimePays has been advised of the possibility of such damages. Furthermore, YourtimePays aggregate liability arising under this  Agreement will not exceed the amount of the total fees paid or payable to you under this Agreement. The provisions of this section survive termination or expiration of the Agreement. We make no express or implied warranties or representations with respect to the member program or any services or other items advertised through YourtimePays (including, without limitation, warranties of fitness, merchantability, non-infringement, or any implied warranties arising out of a course of performance, dealing, or trade usage). In addition, we make no representation that the operation of our site will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions, hacking or errors. YourtimePays is not responsible if your PC becomes infected with malware, virus or other program that affects the performance of your PC. It is your responsibility to maintain a good anti-virus and anti-malware program on your system. YourtimePays checks each advertisement that is submitted to our system to be sure it does not contain any harmful code or programs. YourtimePays is not responsible for any repair or virus removal bills that may be incurred if the member feels he/she was infected from an ad on our website. All YourtimePays members should safeguard their account information to prevent use by another user. Certain information, such as email address, username, number of referrals and earnings may be visible to other members but only at your discretion. YourtimePays shall have no liability for any unauthorized usage of your account or leaked information of your account details. In the event you are caught attempting to hack into other accounts, our ads, offerwalls or any company that has a publisher agreement with YourtimePays this is cause for immediate and permanent account suspension. In the event of any leakage of your YourtimePays account data (including but not limited to username, first & last name, address, email, phone, SSN or date of birth) either through your own means or through exploitation (ie hacked servers), YourtimePays will not be held liable or responsible for what happens to this information. It is your responsibility to report any such activity to YourtimePays and the authorities. In the event that the YourtimePays servers are hacked or exploited, YourtimePays will advise it’s members about the status of the hack and severity.

You hereby agree to indemnify, defend and hold harmless YourtimePays, its officers, directors, employees, agents, members, successors and assigns, from and against any and all claims, losses, liabilities, damages or expenses (including attorney’s fees and costs) of any nature whatsoever incurred or suffered by us (collectively the “Losses”).

YourtimePays may now, or hereafter from time to time, contain links to third-party web sites. We do not control, investigate, monitor or check such web sites, we are not responsible for the computer programs available from, content in or opinions expressed at such web sites, and we do not investigate, monitor or check. We provide such third-party links only as a convenience to visitors of the site, and the inclusion of a link does not imply approval or endorsement of the linked site by us. If you decide to leave the site and access any third-party web site, you do so at your own risk.

You hereby represent and warrant to us that this member Agreement has been duly and validly executed and delivered by you and constitutes your legal, valid and binding obligation, enforceable against you in accordance with its terms; and that the execution, delivery and performance by you of this member Agreement are within your legal capacity and power; have been duly authorized by all requisite action on your part; require the approval or consent of no other persons; and neither violate nor constitute a default under the;

  1. provision of any law, rule, regulation, order, judgment or decree to which you are subject or which is binding upon you, or;
  2. the terms of any other agreement, document or instrument applicable to you or binding upon you.

YourtimePays may retain and use, subject to the terms of the YourtimePays Privacy Policy (all information you provide, including but not limited to site demographics and contact and billing information). You agree that YourtimePays may transfer and disclose to third parties personally identifiable information about you for the purpose of approving and enabling your participation in the program, including to third parties that reside in jurisdictions with less restrictive data laws than your own. YourtimePays may also provide information in response to valid legal process, such as subpoenas, search warrants and court orders, or to establish or exercise its legal rights or defend against legal claims. YourtimePays disclaims all responsibility, and will not be liable to you, however, for any disclosure of that information by any such third party. YourtimePays may share non-personally-identifiable information about you, including site URLs, site-specific statistics and similar information collected by YourtimePays, with advertisers, business partners, sponsors, and other third parties. In addition, you grant YourtimePays the right to access, index and cache the site(s), or any portion thereof, including by automated means.


Members may earn by visiting the advertiser websites after they have logged into their YourtimePays account. Members may also have the opportunity to earn by referring new members to YourtimePays when affiliate promotions are in effect. YourtimePays pays only through our Prepaid Debit Card.

Prepaid Card Application for New Users takes within 4 to 8 Weeks to process, after which the card has a 3 year validity period.

Payments are issued regularly and you will do well to contact the Customers Care department if you notice a delay in payout.

YourtimePays may without warning increase or decrease our prices for Premium Membership. YourtimePays will not offer a refund for the difference in pricing to any member who made a purchase at the higher price. If you have purchased ad credits and they are unused then you may at that time request a refund and repurchase at the lower rate.

You may not promote your referral links through unsolicited emailing (i.e. SPAMMING), newsgroup postings, job sites, classified ad sites or any other method of mass communication. Failure to comply will result in immediate termination of your membership with YourtimePays, and may result in legal prosecution. YourtimePays strictly enforces anti-Spamming laws. Spamming is a federal crime. Any member caught Spamming will not only have their account terminated immediately and lose any past, present and future earnings, but shall also be held liable for spamming as we shall cooperate with any authorities and investigations that may arise from the spamming incident.

Any advertisement submitted for consideration to YourtimePays will first be approved by our staff before being activated. Websites containing malicious script or code, excessive pop-ups, or viruses are prohibited. No site (URL) that is approved shall materially be changed after approval such that the content of the site after the original approval is thereafter in violation of the terms of YourtimePays. All members making a payment from one of our Payment Processors may be required to verify their transaction email before any purchases will be approved. This is mandatory to help prevent fraud. In summary, and without being exhaustive, no sites promoting the follow shall be submitted to YourtimePays:

YourtimePays reserves the right to reject advertisements at our sole discretion.

PTC Ad Credits Packs – Refunds may only be requested for any unspent ad credits, which may result in partial refunds.

Multiple registrations and/or running multiple accounts shall be grounds for immediate termination of all involved accounts. Registering multiple accounts from the same IP address or from the same computer also constitutes fraud. Any use of Internet bots, also known as web robots or simply bots would be ground for immediate termination of your YourtimePays account. Bots are software applications that run automated tasks over the internet. Typically, bots perform tasks that are both simple and structurally repetitive, at a much higher rate than would be possible for a human editor alone. YourtimePays may file charges for recovery of any earnings received from multiple registrations or any other type fraud or abuse outlined within this membership agreement. This conduct will result in the forfeiture of any YourtimePays earnings you have generated. It is agreed between the member and YourtimePays that determining the specific dollar amount of damages sustained to the reputation of YourtimePays as a result of the fraudulent actions of either our advertisers or our members would be in some cases difficult to prove. YourtimePays takes seriously our obligation to protect our advertisers to be sure they are getting the true value of their investment dollars. For that reason, any breach of this agreement would automatically result in liquidated damages of $1500 in addition to any actual damages sustained by YourtimePaysYourtimePays reserves the right in their discretion to suspend an account upon investigation and conclusion that a fraudulent or deceptive act is occurring or likely to occur.

YourtimePays does not allow the use of anonymizer or proxy servers to access our system. YourtimePays can at its own discretion block any member who knowingly accesses our system with an anonymizing, VPN or proxy server. We can and will suspend any account found to violate this policy. All funds in your YourtimePays account are immediately forfeited if your account is suspended for violating this policy.

In the event that you issue a chargeback on a transaction you completed while logged into your YourtimePays account, YourtimePays will suspend your account. This includes the IP address that you accessed your account from, browser, and all clicks and pages accessed during your login.


No part of this website or any of its contents may be reproduced, copied, modified or adapted, without the prior written consent of YourtimePays, it’s officers or management, unless otherwise indicated for stand-alone materials. YourtimePays logos and stats are the sole property of YourtimePays.com and may not be copied or used on your website, blog, Facebook, email or like but a link back to YourtimePays must be present. Any logos, text and or stats may be used on your website, Facebook, blog or email for promotional or advertising purposes but you may not use the YourtimePays name in any way or make false claims of being a YourtimePays partner, employee or contractor without the express written consent of YourtimePays.com or it’s management.

This Agreement will be governed by the laws of the FEDERAL REPUBLIC OF NIGERIA.,


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